Car insurance
Baby you can drive my car
Yes I'm gonna be a star
Baby you can drive my car
And maybe I love you
/"Drive My Car", by Lennon, McCartney and The Beatles./
Auto Insurance in USA and around the world.
Auto insurance (also known as vehicle insurance, GAP insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. The specific terms of vehicle insurance vary with legal regulations in each region.
The regulations for vehicle insurance differ with each of the 50 US states and other territories.
Automotive insurance, in the United States and elsewhere, is designed to cover risk of financial liability or loss a motor vehicle owner may face if their vehicle is involved in a collision resulting in property or physical damages. Some states require a motor vehicle owner to carry some minimum level of liability insurance. States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state; New Hampshire, and Mississippi which offers vehicle owners the option to post cash bonds.
The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored. Many insurance companies offer premium discounts based on these factors. Insurance companies provide a motor vehicle owner with an insurance card for the particular coverage term which is to be kept in the vehicle in the event of a traffic collision as proof of insurance.
1. 21st Century Auto Insurance -
21st (formerly i21) Century Insurance Company is a quality, affordable carrier for automobile insurance serving CA, AZ, NV, WA and OR. 21st Century Insurance has more than 2,500 employees and occupies two 11-story headquarters buildings in Woodland Hills. The company also operates 14 division service offices, five vehicle inspection centers, and nine drive-in claim centers.
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